Meet Tom

Founder & Director


Tom has a passion for placing the client at the centre of everything he does and aspires to make each of his client sessions inspiring and enjoyable. Although Tom has a broad skill set he specialises in helping individuals or families coming to, or already in, retirement as well as those building, or wanting to pass on, wealth.

Founder Tom started his career over 17 years ago at a well known insurance & investment company and progressed to a position as a senior adviser in a national law firm. Here he was a member of the firm’s investment committee which oversaw the company’s investment proposition and processes.


  • Diploma in Regulated Financial Planning
  • Certificate in Discretionary Investment Management
  • Certificate in Securities Advice & Dealing
Reviews and Ratings for Financial adviser Thomas Ham, Edinburgh


Family time is incredibly important to Tom. Although, when he’s not spending time in the Scottish countryside with his wife Lucy and two dogs, he may be studying for further exams.

Tom has spent several decades playing and coaching ice hockey, although his spare time is taken up as a member of the Army Reserve. He has represented his regiment in Army ice hockey competitions and long distance endurance events.

In the spotlight

The three qualities that draw me to new people are:

Good humour, lively debate and kindness

The three people at my dream dinner party would be:

HM The Queen, Lt Col David Stirling, Mario Lemieux

When the dessert menu arrives, I’m looking for:

Chocolate Brownie or Lemon Tart

My favourite holiday destination is:

The Scottish highlands or somewhere warm with a beach.

If I could turn any activity into an Olympic sport, I would win a medal in:

Dog poo minesweeping